Does your EPC rating really matter?

As a homeowner, you may not have paid much attention to the energy efficiency rating of the property when you bought it; if you’ve lived in your current home for more than ten years and aren’t planning to move any time soon, you may not even have an EPC.

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10 documents every landlord needs to have to hand

As a landlord, no matter whether you have one property or a large portfolio, it’s important to keep on top of all the paperwork associated with owning buy to lets. Here are ten key pieces of documentation you should have up to date and to hand:

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Is this the end of 25-Year Mortgages?

In years gone by, the typical mortgage period that many home buyers agreed, was to make their repayments over 25-years. Now, however, with average house prices so high compared with earnings and such good mortgage interest rate deals on offer – not to mention a dearth of interest-only mortgages – more people are choosing to borrow for a longer term to buy the home they want.

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Fines and jail: what landlords can look forward to if they get letting wrong

There are currently nearly 150 ‘Statutory Provisions’ that apply to lettings and the benefit of much of the legislation – particularly the laws that have come into force since 2006 – is that properties have become safer for tenants. Landlords now have a high degree of responsibility for the health and safety of their tenants, from removing potential hazards and installing fire safety measures to ensuring the fabric of the property itself is maintained to a good standard.

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