Landlord insurance – what do you need to be covered?

Some private landlords don’t bother with landlord insurance – especially if they own a flat and already pay for buildings insurance as part of their service charges – but this can be a dangerous strategy. Taking out specialist landlord insurance makes being a landlord a distinctly less risky gig, and it’s often not particularly expensive if you shop around and make sure you’re buying cover that suits your requirements.

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Will my home insurance be invalid?

Well, yes it could be, if you don’t take precautions.

Remember, we are talking here about the insurance that you as a tenant might have for your possessions. Not buildings insurance, that’s the landlord’s responsibility.

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Will my home insurance be invalid?

Invalidating your home insurance can be surprisingly easy. Forgetting to set your house alarm or close a downstairs window when you go out, may be all it takes for insurers to refuse to pay out if you’re burgled.

When you make changes to your home or lifestyle, such as taking in a lodger to boost your income, or starting up a small business from your kitchen table, this can also have an impact on home insurance.

You obviously want to protect your biggest asset as far as possible, so what other instances or events might invalidate your home insurance policy?

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What every renter should know about home insurance

We know how important it is to have peace of mind, no matter where you’re living. We don’t think that renters should ever have less security than homeowners, and we believe that home insurance is an important way for tenants to keep their home and belongings safe. If you’re living in rented accommodation, home insurance is often a good idea. Here’s what you need to know.

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Why (and When) Do I Need Home Insurance?

Home insurance should be considered essential for any homeowner or tenant. While homeowners will want both buildings and contents cover, tenants will usually only need contents cover for their belongings.

But why is it so essential? And if you are buying a property, when do you need to buy it? Here’s a guide to what you need to know.

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3 Top Home Insurance Tips

The importance of home insurance cannot be emphasized enough. Owning a home is already costly enough, a home insurance gives a sense of security that in case of an accident, the investment was not for naught. In order to get proper coverage, there are three crucial factors to consider.

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