With the winter months upon us and whispers of a white Christmas abound, keeping your home warm but without breaking the bank is at the forefront of many of our minds. Luckily, there are a few ways to help you do just that and keep your home toasty and cozy during the coldest months of the year.
Living with parents can leave most people with mixed emotions. After the financial devastation Covid-19 has left behind in recent months some people have had no choice but to move back in with their parents and start again. With this decision comes a few pros and cons that we will discuss in this blog.
Utilities, otherwise known as electricity, gas, water and sewerage. Something we all need and pay for monthly, and that’s before even mentioning the utilities of this millenium phones, internet and TV subscriptions! However, most also seem to think that as these goods and services are considered necessities this therefore means there is no way of getting away from paying through the nose for them. You couldn’t be more wrong and I’m going to explain why.
It’s that time of year again where most retailers slash their prices in Black Friday and Cyber Monday events. These sales can prove the perfect opportunity to get those big-ticket items at a fraction of the cost in the run-up to Christmas.
No one moves home thinking that it is going to be cheap. However, it turns out that many people are moving without being aware of all the costs involved in the process.
There are actually a lot of hidden extra costs that people are not budgeting for, making the moving process even more stressful than it already is.
We all know that there are times when it’s a good idea to keep quiet about our finances - for example, bragging about that huge bonus in front of colleagues or doing a ‘loadsamoney’ in the company of strangers. There are, however, times when the money conversation is necessary in order to avoid bigger problems down the line. Whether it’s a fiancee, flatmate or family member, tensions can soon escalate over this extremely emotive subject.
