Welfare Reform

Changes to benefits, or 'welfare reform', may affect you now or in the future

Universal Credit

Information on Universal Credit, a new benefit for people on a low income who are below pension age.

About Universal Credit

Universal Credit is a new benefit for people on a low income or out of work, who are below pension age. The government is phasing it in nationally between February 2015 and 2019.

It will replace most means-tested benefits and tax credits and will include payments for children and housing costs. Unlike the current benefits system, all payments will be made monthly in arrears.

For information on how Universal Credit may affect you and your family, please see the government's fact sheets:

Which benefits will be affected?

Universal Credit will eventually replace the following benefits:

  • Income support (IS)
  • Income-based jobseeker's allowance (JSAIB)
  • Income-related employment support allowance (ESAIR)
  • Housing benefit (HB)
  • Child and working tax credit (CTC/WTC)
  • Budgeting loans (BL)